Disclaimer

Last updated September 29, 2026.

Education, not advice. Everything on this site, including the model pages, tools, blog and Kaight, is for general education. None of it is personalized investment, tax, legal or financial advice. None of it is a recommendation to buy, sell or hold any security or to follow any strategy. We do not know your full situation.

Hypothetical performance. Model results and historical replays are simulations built from past market data. They are not actual trading results, they do not predict future returns, and real results differ. Past performance does not guarantee future results. The disclosures describe how the simulations are built and what they leave out.

Projections depend on assumptions. A retirement projection is arithmetic on the return, inflation and cash flows you enter. Change the assumptions and the answer changes.

About the AI. Kaight explains the results of published calculations. It can still misread a question, misstate a fact you gave it or explain a result poorly. Check anything important against the report itself and against a qualified professional.

No warranty. We work to make the calculations correct, but the site is provided as is, without any warranty of accuracy, completeness or fitness for a purpose. Any decision you make is your own. Before a significant financial decision, consult a licensed professional who knows your situation.

Older posts from Kaight v1 (2024 and early 2025) are kept as published and describe an earlier version of Kaight that is no longer offered.