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Financial Profile

Birth Month:

Birth Year:

Target Retirement Age:

Current Assets & Debt

Qualified Investments:

Total value of your all your tax-exempt retirement accounts such as IRAs, 401k, and 403b.

Non-Qualified Investments:

Total value of all your after tax accounts such as brokerage, savings, CDs and Roth IRAs.

Home Value:

Enter the estimated value of your home if you have one.

Home Loan Amount:

Enter the amount you own on your home.

Home Loan Rate:

Enter the rate of your home loan(s)

Other Assets:

Describe any other assets you have.

Other Debt:

Describe any debt beyond your mortgage. Include the amounts owned and interest rates.

Income

Current Earned Income:

$ / yr

The total pretax annual income from your work.

Savings Rate:

Estimate the percent of earned income you plan to save for retirement.

Projected Earned Income:

Describe your expectations for future changes in your income.

Social Security:

$ / yr

Starting At Age:

Estimated annual earnings from social security if any.

Pension:

$ / yr

Starting At Age:

Estimated annual earnings from pensions.

Other Income:

List any other income you currently have or might have in the future. For future incomes, include what age you will be when the income will start.

Financial Environment

Investment Return Rate:

Estimate the annual nominal return rate you expect for your investments. Here are some reference points based on the last 20 years:

S&P 500: 10.2%
60/40 Fund (60% stocks, 40% bonds): 7.5%
Bonds: 3%

Inflation Rate:

Estimate the annual inflation rate you expect in the future. Over the last 20 years, the average CPI inflation rate has been 2.6%.

Goals

Target Retirement Income:

How much money do you estimate you will need in retirement? A common rule of thumb is to plan for 80% of your pre-retirement income.

Other Goals:

Concerns

Concerns:

List any finance impacting conserns you might have.

Philosophy

Financial Philosopy:

Describe your saving and investing strategy. List any books or people you find inspirational.

Miscellaneous

Miscellaneous:

Add any other financial considerations you might have.

Contact Advisor

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Preferred method of contact

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