Retirement Planning

Wooden blocks spelling 'NEW' and 'OLD' next to 'JOB' with a succulent plant in the background and text overlay reading 'Should I Roll Over My Old 401(k)?' representing the decision between keeping old and new retirement accounts
October 16, 2024

Should I Roll Over My Old 401(k)? A Guide to Making the Right Choice

Question: I recently left my job of 8 years where I accumulated $185,000 in my 401(k). I’m 42 years old and just…

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Illustration of hands holding a cutout of a human head with scribbled lines inside, representing complex thoughts. Text reads 'The Psychology of Retirement Planning: Understanding Your Relationship with Money.'
September 30, 2024

The Psychology of Retirement Planning: Understanding Your Relationship with Money

When we think about retirement planning, we often focus on the numbers – how much to save, what investments to choose, and…

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A small globe with a graduation cap on top, placed on a stack of books, symbolizing education and global knowledge. Text overlay reads 'Mastering Retirement Planning: Key Principles Inspired by Bogleheads Philosophy.'
September 11, 2024

Mastering Retirement Planning: Key Principles Inspired by Bogleheads Philosophy

In the world of personal finance and investing, few approaches have garnered as much respect and following as the Bogleheads philosophy. Named…

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Comparison charts of retirement savings growth and income breakdown. Top chart shows real retirement savings growth over time, comparing recent high returns to projected lower returns based on similar CAPE ratios. Bottom chart compares retirement income breakdown between recent returns and similar CAPE returns, illustrating a significant decrease in income from savings under the similar CAPE scenario.
September 5, 2024

Irrational Exuberance: Why Your Retirement Savings May Be Half of What You Think

The median Gen X retirement savings stand at around $250,000, and a striking…

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A woman in a bright yellow sweater covers her face with her hand in a facepalm gesture, symbolizing frustration or regret. The image is overlaid with text reading "5 Retirement Planning Mistakes You Might Be Making" against a teal and white textured background.
August 7, 2024

5 Retirement Planning Mistakes You Might Be Making (And How Kaight Can Help)

Retirement planning is a crucial part of your financial journey, but it’s easy to make mistakes that can significantly impact your long-term…

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Financial charts and a laptop on a desk with text overlay 'The Dramatic Impact of Investment Returns on Your Retirement'
July 23, 2024

The Dramatic Impact of Investment Returns on Your Retirement

The success of your retirement plan depends greatly on the return on your investments. Even a small change in return assumptions can…

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Illustration of a white calculator on a blue background with text 'The AI Retirement Calculator for Everyone'
June 26, 2024

The AI Retirement Calculator For Everyone

Retirement planning has always been a critical aspect of financial management, yet it often feels like a daunting task. Traditional methods involve…

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